What products and services do you offer?
Values First is dedicated to helping lay a solid financial foundation for our clients and our product lineup reflects that commitment. We offer separately managed accounts, mutual funds, ETFs, and other investments. We specialize in retirement income planning and financial planning. We offer IRAs, Rollover IRAs, ROTH IRAs, SEP IRAs, Individual and Joint accounts, Coverdell ESAs, Trust accounts, employer sponsored programs and more. We also can handle your protection and insurance needs.
How do you charge for your services?
As a Registered Investment Advisor, we charge asset based fees for our core services and money management—we don't charge any commissions whatsoever for investment services. If you would also like our financial planning service, we have an additional charge based on the complexity of your financial situation. Any insurance or additional services may incur separate fees that will always be disclosed to you.
Where will my accounts (and my money) be held?
We have relationships with three custodians: Charles Schwab, TD Ameritrade and Folio Investments. All of our clients' accounts (and their money) are held in safekeeping at one of these three custodians. Our clients have full transparency for their account activity available to them at all times.
Can I view my accounts online?
Yes. All of your accounts will be available online through a secure connection with one of our three custodians (see the previous answer). There you will be able to see account balances, positions, transaction history and more. Your account information is updated daily. Your custodian also prepares account statements monthly. Client login to the accounts is available by clicking here.
Is it difficult to transfer my accounts so that Values First can be my advisor?
It's a simple process. In most cases, once your account is opened, it's simply a matter of completing a transfer form for one of our custodians, and we help you with this form.
What is the source of your values?
We use the Bible to guide our values and are committed to a values-based approach in all of our financial planning and investment selections. While each of our founding partners are committed Christians and many of our clients share the same common faith, we welcome clients with diverse backgrounds. To learn more, click here: Meet the Team.